Fintech Conference

INTERNATIONAL CONFERENCE ON FINANCIAL TECHNOLOGY AND BUSINESS INNOVATION

Fintech for Inclusion Africa Summit, 2025

Theme: Empowering Africa's Digital Economy: Innovative Regulation and Policy for Sustainable Fintech and E-Commerce Growth

Academic City University, Accra, Ghana
29-30th October, 2025
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Background

Understanding Africa's evolving financial and digital landscape

Africa's Evolving Financial Landscape

Africa's financial and digital landscape is evolving rapidly. Mobile money platforms like M-Pesa, MoMo, and Airtel Money have revolutionized transactions, while fintech innovations such as Zeepay and Buy Now Pay Later (BNPL) solutions are expanding access to credit. E-commerce platforms like Jumia, Konga, and Takealot—along with the rise of social commerce—are further driving financial inclusion and trade.

Key Challenges

  • Regulatory fragmentation limits seamless cross-border transactions.

  • Lack of payment interoperability affects financial connectivity.

  • Cybersecurity risks and data protection gaps threaten digital finance.

  • Infrastructure limitations hinder the scalability of fintech solutions.

Summit Focus

The Fintech for Inclusion Africa Summit 2025 will bring together policymakers, industry leaders, and innovators to tackle these issues. With a focus on regulatory harmonization and policy innovation, key discussions will explore:

Key Discussion Areas

  • Strengthening cross-border payment systems.

  • Enhancing financial inclusion through open banking and digital identity.

  • The role of Central Bank Digital Currencies (CBDCs) in Africa's digital economy.

  • Addressing gender and inclusion gaps in fintech.

As Africa moves towards deeper economic integration under AfCFTA, this summit will serve as a platform for shaping a unified, well-regulated, and inclusive digital financial ecosystem.

Why Africa Matters

Exploring the unique financial technology landscape of Africa

High Mobile Phone Penetration

  • 615M+ unique mobile subscribers (2024), expected to hit 50% penetration by 2030.
  • Mobile money platforms like M-Pesa, MoMo, and Airtel Money have transformed financial access.

Growing Mobile Internet & Digital Inclusion

  • 27% mobile internet penetration, with falling data prices driving digital adoption.
  • 4G expansion in ECOWAS set to double by 2030, but infrastructure investment is key.

AfCFTA & Cross-Border Payments

  • Africa's free trade agreement could generate $292B in income gains by 2035.
  • PAPSS and fintech solutions are reducing currency dependency and boosting intra-African trade.

Fintech Regulation & Policy Leadership

  • Ghana, Nigeria, Kenya, and South Africa lead in fintech licensing, open banking, and digital ID systems.
  • Regulatory sandboxes and financial inclusion policies drive innovation while ensuring consumer protection.

Surge in Digital Payments

  • 50%+ of the world's mobile money accounts are in Sub-Saharan Africa.
  • QR code payments, instant transfers, and digital wallets are increasing financial inclusion.

Booming E-Commerce Market

  • Projected to exceed $75B by 2025, driven by fintech-enabled payments and logistics.
  • Local and global platforms (Jumia, Takealot, Amazon) are reshaping online shopping.

Africa's Young, Digital-Savvy Population

  • 60% of Africans are under 25, fueling digital innovation and entrepreneurship.
  • Startups and tech businesses grew by 20% in five years, with record investments in 2021.

Rise of Alternative Credit & Embedded Finance

  • BNPL, digital microloans, and block chain-based credit are filling gaps in traditional banking.
  • Fintech giants like Flutter wave and Chipper Cash are integrating seamless credit solutions.

Digital Identity & Open Banking Growth

  • Digital identity frameworks in Nigeria, Ghana, and Kenya enable secure transactions.
  • Open banking fosters partnerships between fintechs and traditional banks.

Resilient VC Market Amid Global Slowdown

  • Africa raised $3.2B in VC funding in 2024, despite global market uncertainties.
  • Investors remain confident in fintech, e-commerce, and digital infrastructure.
Fintech Innovation in Africa

Goals of Fintech for Inclusion Africa Summit, 2025

Unlock cross-border payments and digital trade.

Promote public-private collaboration for regulatory innovation.

Advance financial inclusion through digital technologies.

Enhance consumer protection, security, and trust in fintech.

Strengthen governance, risk, and compliance in the digital economy.

Drive innovation in financial technologies and digital commerce.

Empower women and promote diversity in fintech and digital trade.

Paper Presentations

A select number of high-quality research papers will be accepted for presentation. Submissions should focus on the following key areas:

Inclusive Digital Finance
Consumer Protection and Empowerment
Gender and Fintech
Digital Infrastructure & Connectivity
Inclusive Digital Insurance
Regional Integration: E-commerce, Payments, and Trade Finance

Presenters will showcase cutting-edge research that contributes valuable insights into Africa's digital economy. Selected papers may also be considered for publication.

Conference Focus

The summit will serve as a key platform for shaping Africa's digital economy, emphasizing fintech and e-commerce as drivers of economic transformation. Discussions will address cross-border trade, digital finance, consumer protection, and gender inclusion, providing actionable insights for digital integration.

With digital financial services and e-commerce expanding rapidly, the need for harmonized regulations, secure payment systems, and inclusive infrastructure is critical. The conference will explore how collaboration between policymakers, innovators, and regulators can enhance digital trade, payment interoperability, and consumer protection.

Through strategic partnerships and bold policy action, Africa can harness its digital potential to drive sustainable growth and global competitiveness.

Keynote Speakers

Dr. Johnson Pandit Asiama

Dr. Johnson Pandit Asiama

Governor

Bank of Ghana

Sina Kamagate

Sina Kamagate

Executive Head, Retail Banking

GCB Bank PLC

Nii Amankra Tetteh

Nii Amankra Tetteh

CEO

Letshego Ghana

Maame Afriyie Boachie

Maame Afriyie Boachie

Chief Executive Officer

GLICO Health Insurance LTD

Abigail Akwambea Elorm Mensah

Abigail Akwambea Elorm Mensah

Chief Executive Officer

MicroFinance & Small Loans Centre

Tracks and Sessions

Join us for comprehensive discussions across multiple tracks

Track 1: Inclusive Digital Finance

Panel Discussion: Fintech at the Forefront: Driving Innovation, Inclusion, and Impact in Africa's Digital Economy

10:00 a.m. - 11:30 a.m.
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Meeting ID: 944 3373 2323

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Moderator
Akua Nyame-Mensah

Akua Nyame-Mensah

Founder, Executive & Leadership Coach

A.N.M & Company

Panelist
Dr. Mrs Loretta Abena Sarpong

Dr. Loretta Abena Sarpong

Banker & Management Consultant

Panelist
Professor Imhotep Alagidede

Prof. Imhotep Alagidede

University of the Witwatersrand / Maiden Bank of Ghana

Chair in Finance and Economics at the University of Ghana.

Panelist
Emelia Sackey

Emelia Sackey

Head, Digital and Youth Banking

GCB Bank PLC

Panelist
Sarah Corley

Sarah Corley

Founder & CEO

Alliance of Digital Finance Associations, South Africa

Panelist
Leonard Kambona

Leonard Kambona

Former Country Coordinator

UNCDF, Kiribati, Pacific Region

Track 2: Consumer Protection and Empowerment

Panel Discussion: EConsumer Protection: Building Trust, Safety, and Inclusive Empowerment

12:00 p.m. - 1:30 p.m.
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Meeting ID: 944 3373 2323

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Moderator
Jenny Radziwolek

Jenny Radziwolek

Founder & CEO

Regxelerator

Speaker
Dr. Mark Tampuri

Dr. Mark Tampuri

Certified Digital Finance Practitioner / Certified Fintech Risk and Regulatory Compliance Professional

Academic City University, Ghana

Panelist
Adwoa E. Paintsil ESQ

Adwoa E. Paintsil ESQ

Legal Practitioner/ Associate

Robert Smith Law Group

Panelist
Emmanuel Akrong

Emmanuel Akrong

CEO

Cedispay, Ghana

Panelist
Kwasi Boakye-Akyeampong

Kwasi Boakye-Akyeampong

Head, Information Systems Governance & Administration

Prudential Bank Limited, Ghana

Panelist
Agnes Gatsinzi

Agnes Gatsinzi

Senior Analyst, Financial Sector Conduct- Consumer Protection Department

National Bank of Rwanda

Track 3: Gender and Fintech

Panel Discussion: From Access to Empowerment: Gender-Inclusive Innovation and Leadership in Fintech

2:30 p.m. - 4:00 p.m.
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Meeting ID: 944 3373 2323

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Moderator
Barbara Mintah Marfo

Barbara Mintah Marfo

Certified Digital Finance Practitioner | Certified Gender Change Maker | Seasoned Banker

Speaker
Abigail Akwambea Elorm Mensah

Abigail Akwambea Elorm Mensah

CEO

MASLOC, Ghana

Speaker
Emelia Sackey

Emelia Sackey

Head, Digital and Youth Banking

GCB Bank PLC

Panelist
Jenny Radziwolek

Jenny Radziwolek

Founder & CEO

Regxelerator

Panelist
Dr. Lucy Agyepong

Dr. Lucy Agyepong

Vice President, Institutional Advancement

Academic City University

Panelist
Gifty Annor-Sika

Gifty Annor-Sika

Founder & CEO

Women in Forex Ghana

Panelist
Talitha S Bulaya

Talitha S Bulaya

Association of Digital Finance Practitioners

Track 1: Digital Infrastructure & Connectivity

Panel Discussion:Strengthening Digital Infrastructure for Digital Ecosystems (Finance and Trade)

10:00 a.m. - 11:30 a.m.
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Meeting ID: 944 3373 2323

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Moderator
Akua Nyame-Mensah

Akua Nyame-Mensah

Founder, Executive & Leadership Coach

A.N.M & Company

Panelist
Dr Melissa Baba

Dr. Melissa Baba

Senior Research Assistant

University of Southampton Business School

Panelist
Barbara Mintah Marfo

Barbara Mintah Marfo

Certified Digital Finance Practitioner | Certified Gender Change Maker | Seasoned Banker

Panelist
Emmanuel Kwarteng

Emmanuel Kwarteng

Country Manager

Equinix

Panelist
Charles Fiifi Hagan

Charles Fiifi Hagan

Founder

Chayil SecureX

Track 2: Inclusive Digital Insurance

Panel Discussion:Ensuring the Digital Economy: How Fintech Innovations are Protecting Trade, Livelihoods, and Growth Across Africa

12:00 p.m. - 1:30 p.m.
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Meeting ID: 944 3373 2323

Password: 111111

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Moderator
Dr. Mark Tampuri

Dr. Mark Tampuri

Certified Digital Finance Practitioner / Certified Fintech Risk and Regulatory Compliance Professional

Academic City University, Ghana

Panelist
Bernard Atsu Akumah-Zanu

Bernard Atsu Akumah-Zanu

Head, Retail Business

GLICO Health Insurance LTD

Panelist
Lloyd Owusu-Asante

Lloyd Owusu-Asante

Head, Pre-Audit Unit

Lump Sums Department, Social Security and National Insurance Trust

Track 3: Regional Integration - Ecommerce, Payments and Trade Finance

Panel Discussion:Public-Private Collaboration for Seamless Cross-Border Finance and Regional Trade Integration

2:15 p.m. - 3:45 p.m.
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Meeting ID: 944 3373 2323

Password: 111111

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Moderator
Nana Yaw Nsiah Danso

Nana Yaw Nsiah Danso

Head, E-Banking Operations - Fidelity Bank

Vice President - Digital Finance Practitioners Ghana

Panelist
Eben Ghanney

Eben Ghanney

CEO

WeWire

Panelist
Eric Nsarkoh

Eric Nsarkoh

Founder

Street Streams Ltd (Brorno E-commerce)

Panelist
Leonard Kambona

Leonard Kambona

Former Country Coordinator

UNCDF, Kiribati, Pacific Region

Panelist
Sesha Nyanga

Sesha Nyanga

Trade and Regional Integration Expert

Botswana

Panelist
Charles Fiifi Hagan

Charles Fiifi Hagan

Founder

Chayil SecureX

Sponsors & Media Partners

Supporting Africa's digital financial revolution

Sponsors

GLICO Health Insurance LTD

Official Sponsor

GCB

Official Sponsor

Letshego

Official Sponsor

Media Partners

JOY NEWS

Official Media Partner

JOY FM

Official Media Partner

Become a Partner

Join us in shaping the future of fintech across Africa

Partner With Us

Sponsorship & Partnership Opportunities

The Fintech for Inclusion Africa Summit is a premier platform uniting regulators, policymakers, fintech leaders, e-commerce giants, and investors to drive Africa's digital economy through strategic regulation and policy.

Why Sponsor?

Unmatched Visibility

Position your brand as a fintech and e-commerce leader, reaching key decision-makers.

Direct Engagement with Policymakers

Influence discussions shaping Africa's fintech and digital trade landscape.

Thought Leadership

Lead panels, keynotes, and fireside chats to showcase your expertise.

Business & Investment Growth

Connect with potential clients, partners, and investors.

Exclusive Market Insights

Stay ahead with discussions on regulation, technology, and industry trends.

Join us as a sponsor or partner and play a key role in shaping the future of Africa's digital economy. Custom sponsorship packages are available to align with your strategic goals.

Become a Sponsor
Fiesta Royale Hotel

Fiesta Royale Hotel

Official Accommodation Partner

Official Partner

Accommodation Partner:
Fiesta Royale Hotel

Enjoy complimentary airport pick-up and complimentary breakfast when you book with our official accommodation partner for the Fintech Conference.

Free Airport Pick-up
Complimentary Breakfast
Available Dates 25 October – 05 November 2025
Promo Code ACCNOV
Book Your Stay Here

For More Information

Get in touch with our conference coordinator
Dr. Mark Tampuri
Conference Coordinator

Dr. Mark Tampuri

Conference Coordinator, FFIS 2025

mark.tampuri@acity.edu.gh
ffis@acity.edu.gh
+233 50 679 3943

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